Why does an ice dam cause ceiling damage and not a flooded attic?
Because ice blocks the gutter and the water backs under the roof into the attic before it can overflow openly. If the attic is vented and the water came in there openly, it would run down to the lower wall and the insulation would show it. Instead it is trapped against the roof decking and soaks the insulation directly above a ceiling.
The pattern shows in where the stain appears. An open leak from a hole in the roof comes straight down, so the water shows on the ceiling directly below the hole. A backed-up ice dam sits at the eaves but the water travels backward under the ice and can travel some distance along the decking before it drips down. A stain far from the gutter line is the sign.
A residential roof is not a waterproof deck. Shingles are designed to shed water moving downhill, not water standing or moving backward. Once it crosses from the outdoor roof assembly into the attic, it wets the insulation, which loses R-value as it compresses and holds water like a sponge.
Is wet insulation in the attic still good?
Not after 48 hours of wetness, and the University of Minnesota Extension and the Massachusetts Institute of Technology both make that the cutoff for keeping material. Compressed, wet insulation has already lost its ability to insulate, and it will not regain it when dry.
Blown-in insulation is easiest to replace: it is bagged, hauled out and new material is blown back in. Fiberglass or mineral-wool batts are pulled out and replaced. The boundary is marked by meter readings rather than by how wet the material looks, because insulation two inches away from where water soaked in can be visibly dry on the surface and still hold water inside the batt.
The question about leaving it behind comes up because removal looks expensive. It is not. Insulation is one of the cheapest fixes; the cost is in the water damage you are dealing with because wet insulation is still draining water into the room below.
Why does the ice dam come back next winter?
Because the cause was heat loss, not the ice. Where a roof is warm enough to melt snow from below, the problem is not usually the roof or the attic alone but the insulation's R-value. Wet insulation compresses, and compressed insulation is thinner insulation.
The two fixes are ventilation and insulation. A roofer can improve airflow in the rafter space by opening the eaves to the outside, so cold air flows across the underside of the roof and keeps it cold. An insulation contractor can add depth or switch to a material with higher R-value. A structural engineer or a roofer can recommend which, depending on how the roof is built; this is roofing and insulation territory, not a drying call.
The problem does not fix itself. A house that had an ice dam and did nothing about it generally has one again the next time the weather repeats.
What about the asbestos in old insulation?
Older attic insulation and ceiling texture can contain asbestos, and South Coast AQMD Rule 1403 may require notification if materials are disturbed. In Connecticut, where asbestos is still used in some roofing products, a technician who suspects material may contain it will stop and point you to the South Coast AQMD or the state environmental agency rather than continuing.
A piece of pipe insulation, a ceiling with texture, blown-in insulation from before 1980 and an old boiler insulation blanket are all candidates. Intact material is generally exempt from notification rules when it is inside a house and damage is minimal, but once something is being cut, removed or disturbed those rules apply. The local environmental health department or the air quality district is the authority. Ask a technician who sees it rather than assuming.
How long does ice dam drying usually take?
Most take five to ten days of equipment running, and colder months stretch it. The roof decking and the framing give up moisture slowly, and cold outside air gives dehumidifiers less to work with. Spring and summer run faster because outdoor air is already holding moisture, but that is also the slow season for ice dams.
The honest measure is readings on the decking and the top plate logged each visit. A roof assembly that is open to a cold attic takes longer than a flat attic with one hatch, and a cathedral ceiling where the water trapped behind a vaulted insulation cavity is nearly inaccessible takes longer still. The crew shows you the numbers rather than guessing at a date.